General

These Terms and Conditions govern your use of our website.  By using our website, you agree to these Terms and Conditions.  If you disagree with these Terms and Conditions or any part of these Terms and Conditions, you must not use our website.

Our website uses “cookies.” By using our website and agreeing to these Terms and Conditions, you consent to our use of cookies in accordance with the terms of our privacy policy.

 

License and Intellectual Property

 Unless otherwise stated, we or our licensors own the intellectual property rights to the website and material on the website.   All these intellectual property rights are reserved.

 

You must not:

 - republish material from this website (including republication on another website);

 - sell, rent or sub-license material from the website;

 - show any material from the website in public;

 - reproduce, duplicate, copy or otherwise exploit material on our website for a 

  commercial purpose;

 - edit or otherwise modify any material on the website; or

 - redistribute material from this website (except for content specifically and

  expressly made available for redistribution, such as our newsletters).

Where content is specifically made available for redistribution, it may only be redistributed within your organization.

 

Website Use

You must not use our website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use our website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, worm, or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including, without limitation, scraping, data mining, data extraction and data harvesting) on or in relation to our website without our express written consent.

You must not use our website to transmit or send unsolicited commercial communications.

You must not use our website for any purposes related to marketing without our express written consent.

 

Restricted Access

Access to certain areas of our website is restricted. We reserve the right to restrict access to other areas of our website, or whole website, at our discretion.

If we provide you with or if you generate a user ID and password to enable you to access restricted areas of our website or other content or services, you must ensure that the password is kept confidential.

You must notify us in writing immediately if you become aware of any unauthorized use of your account or password.

You are responsible for any activity on our website arising out of any failure to keep your password confidential and may be held liable for any losses arising out of such a failure.

You must not use any other person's user ID and password to access our website, unless you have that person's express permission to do so.

We may disable your user ID and password at any time in our sole discretion with or without notice or explanation.

 

Product Descriptions

We and our affiliates attempt to be as accurate as possible. However, we do not warrant that product descriptions or other content of this site is accurate, complete, reliable, current, or error-free.

 

Shipping

Hardcopy orders, such as books, binders, newsletters, software or CD-ROMs may be dispatched by mail or courier. Hardcopy orders incur an additional $75 shipping charge.

 

Delivery

We make every effort to deliver your orders in electronic formats (PDF) within 24 hours.  Printed reports delivery to some markets may be delayed through local carriers, and local customs.

 

Return Policy

Due to the information nature of the products being sold, we cannot accept returns of products once they have been dispatched.

 

Limited Warranties

We do not warrant the completeness or accuracy of the information published on this website; nor do we commit to ensuring that the website remains available or that the material on the website is kept up to date.

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to this website and the use of this website (including, without limitation, any warranties implied by law in respect to satisfactory quality, fitness for purpose and/or the use of reasonable care and skill).

 

Liability Limitations

To the extent that the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

 

We will not be liable for any losses arising out of any event or events beyond our reasonable control. The limitations and exclusions of liability will apply whether or not the liability in question arises out of any reckless, deliberate, personal and/or repudiatory conduct or breach of contract.

We will not be liable for any business losses, including (without limitation) loss of or damage to profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities or goodwill.

We will not be liable for any loss or corruption of any data, database or software.

We will not be liable for any special, indirect or consequential loss or damage.

 

Breach

 Without prejudice to our other rights under these Terms and Conditions, if you breach these Terms and Conditions, in any way, we may take such action as we deem appropriate to deal with the breach.

 

Revisions

 We may revise these Terms and Conditions from time to time. Revised Terms and Conditions will apply to the use of our website from the date of publication of the revised Terms and Conditions on our website.

 

Assignment

 We may transfer, sub-contract or otherwise deal with our rights and/or obligations under these Terms and Conditions without notifying you or obtaining your consent.

 You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms of use.

 

Severability

 If a provision of these Terms and Conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

 

Exclusion of Third-Party Rights

 These Terms and Conditions are for the benefit of you and us, and are not intended to benefit any third party or be enforceable by any third party. The exercise of our and your rights in relation to these Terms and Conditions is not subject to the consent of any third party.

 

Links

This site may contain links to third-party websites and material from third-party information and content providers.  Since we have no control over such sites and resources, you acknowledge and agree that we are not responsible for the availability or otherwise of such external sites or resources, and do not endorse and are not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such site or resource.

 

Third-Party Content

As a distributor of content published and supplied by third parties, we have no editorial control over said content. Such content expresses the opinions, the advice, the services, the offers, the statements, or other information of the authors.

 

Entire Agreement

These Terms and Conditions, together with our privacy policy, constitute the entire agreement between you and us in relation to your use of our website and supersede all previous agreements in respect of your use of our website.

 

Indeminity

You agree to hold us, and our subsidiaries, affiliates, officers, agents, or other partners, and employees, harmless from any claim or demand, including reasonable legal fees, made by any third party due to or arising out of your use of the website, your connection to the website, your violation of the Terms and Conditions, or your violation of any rights of another.

 

Copyrights

All content and functionality on the site, including text, graphics, logos, icons, and images and the selection and arrangement thereof, is our exclusive property or exclusive property of our licensors and is protected by U.S. and international copyright laws. All rights not expressly granted are reserved.

 

Trademarks

The trademarks, service marks, designs, and logos displayed on the site are ours and our licensors registered and unregistered trademarks. You agree that you will not refer to or attribute any information to us or our licensors in any public medium (e.g., press releases, websites) for advertising or promotion purposes, or for the purpose of informing or influencing any third party and that you will not use or reproduce any trademark of, or imply any endorsement by or relationship with us or our licensors.

 

Disclaimers

ALL CONTENT AND FUNCTIONALITY ON THE SITE IS PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE AND OUR THIRD-PARTY CONTENT PROVIDERS MAKE NO WARRANTIES, EXPRESS OR IMPLIED, AS TO THE OWNERSHIP, ACCURACY, OR ADEQUACY OF THE SITE CONTENT.  WE SHALL HAVE NO LIABILITY OR RESPONSIBILITY FOR ANY INFORMATION PUBLISHED ON LINKED WEB- SITES, CONTAINED IN ANY USER SUBMISSIONS PUBLISHED ON THE SITE, OR PROVIDED BY THIRD PARTIES. NEITHER WE NOR OUR THIRD-PARTY CONTENT PROVIDERS SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES OR FOR LOST REVENUES OR PROFITS, WHETHER OR NOT ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES AND REGARDLESS OF THE THEORY OF LIABILITY.

 

Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of the State of New York without reference to the principles of conflicts of laws thereof.